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Information from the City of Jacksonville. (LINK)
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City heads 90 day Flood map Appeals
Property
owners who disagree with updated flood maps may appeal
JACKSONVILLE, Fla.,
June 23, 2010
—
Starting June 30, 2010, the City of Jacksonville will
enter a 90-day public comment period that will allow
property owners to file appeals or protests if they
disagree with the updated countywide preliminary flood
maps.
The public comment period, which will end Sept. 28, 2010,
follows the city’s May 2010 public outreach component of
its “Mapping the Risk” initiative where it released the
updated preliminary flood maps of the entire community
for review by property owners.
“Mapping the Risk,” Duval County’s flood map modernization
project, is part of a nationwide Federal Emergency
Management Agency (FEMA)-sponsored effort to update
aging flood hazard maps to reflect the most current
flood risks and utilize the latest technologies. A joint
effort between the city
and FEMA, in cooperation with private sector partners, this multi-year
project re-examined Jacksonville’s
flood zones to develop detailed, digital flood hazard maps.
During the 90-day public comment period, any property
owner who believes his or her property rights will be
adversely affected by the updated preliminary maps may
appeal. In order to do so, the property owner must
demonstrate that the property’s flood status
determination is scientifically or technically
incorrect. Forms for completing an appeal or protest can
be found on the FEMA website at
http://www.fema.gov/plan/prevent/fhm/frm_form.shtm
and information on the type of documentation needed can
be found at
http://www.fema.gov/library/viewRecord.do?id=3251.
All appeals must be made by Sept. 28, 2010 to the
appropriate city government listed below:
City of Atlantic Beach
The Honorable Mike Borno, Mayor
800 Seminole Road
Atlantic Beach, FL 32233
City of Jacksonville
The Honorable John Peyton, Mayor
117 W. Duval Street, Suite 400
Jacksonville, FL 32202
City of Jacksonville Beach
The Honorable Fland Sharp, Mayor
11 North Third Street
Jacksonville Beach, FL 32250
City of Neptune Beach
The Honorable Harriet Pruette, Mayor
116 First Street
Neptune Beach, FL 32266
Only appeals supported by scientific or
technical data can be considered and forwarded to FEMA
for its final determination at the end of the 90-day
public comment period; however, inquiries on other
information such as incorrect street names,
typographical errors or omissions will be considered by
FEMA, and any applicable changes will be made before the
maps become effective.
Background:
The flood map modernization project is mandated and funded by the federal
government and is being undertaken in consultation with
property owners, community associations, private sector
partners and affected industries. The updated maps
replace those that are more than 20 years old or, in
some cases, provide information about rural areas that
have never been mapped in detail.
The updates are necessary because over time, water flow and drainage
patterns have changed dramatically due to surface
erosion, land use and natural forces. The likelihood of
inland, riverine and coastal flooding in certain areas
has changed along with these factors. Therefore, all
property owners and those with a stake in Jacksonville’s
future should be aware of how the maps are changing
and why — as well as how the changes will affect
residents and business owners alike.
The maps do not change the existing risk. Rather, this information
better defines the risk to help property owners
determine the proper flood insurance coverage needed.
Website:
Easily accessible information about the potential
changes is available through the website
www.mappingtherisk.com.
All property owners are encouraged to visit the site to
learn about potential changes that may affect their
property.
To view updated preliminary flood maps for each
property, visit
www.mappingtherisk.com
and select “Am I in a Flood Zone?”. This will direct
visitors to a page where they may enter their real
estate number, name and/or property address. In turn,
this will bring up information about the property’s
“Preliminary Flood Zone” status and provide a digitized
map of the parcel.
Map Adoption
Following the 90-day period, legislation will be filed with the local
municipalities and the Jacksonville City Council.
Pending a vote from these bodies, the preliminary maps
will be adopted as final and will fully replace existing
maps in early 2011. At that time, new insurance
requirements will take affect.
Flood insurance:
It is important to note
that the National Flood Insurance Program (NFIP) has
“grandfather” rules to recognize policyholders who have
either built in compliance with the flood map or who
maintain continuous coverage. These rules allow such
policyholders to benefit in the rating for that
building:
-
Grandfathering is available for new
purchasers as well as existing customers.
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Purchasing flood insurance before the map revision is
adopted allows property owners to save on insurance.
If a property has been designated in a
high flood zone:
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The property owner will be required to purchase a flood
policy if they carry a mortgage from a federally
regulated lender.
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If the owner does not carry a mortgage, they should
still protect the home with flood insurance. National
statistics show that homeowners are three times more
likely to have damage by a flood than by fire.
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Customers who buy a policy before maps are adopted and
maintain coverage can retain the lower-risk zone rate,
saving them as much as 40 percent for the life of the
policy.
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A policy can be assigned to future property owner.
For more information, visit
www.mappingtherisk.com or call 630-CITY (2489).
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